first_imgHome / Daily Dose / HUD Invests Further in Housing Counseling The Best Markets For Residential Property Investors 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Servicers Navigate the Post-Pandemic World 2 days ago February 19, 2016 1,120 Views HUD announced on Friday it will be further investing in housing counseling by making $40 million in grants available to hundreds of housing counseling organizations nationwide.The housing counseling organizations use the grant money to assist families who are buying their first home, attempting to locate affordable rental housing, or trying to avoid foreclosure. The grants, along with additional funding leveraged by the housing counseling organizations, will allow a network of more than 300 national, regional, and local organizations to reach more than 1.5 million households, according to HUD.“We know that housing counseling can make all the difference in purchasing and, most importantly, keeping a home,” HUD Secretary Julián Castro.  “The grants we offer today will help ensure families and individuals make more informed housing decisions, whether it means buying their first home, avoiding foreclosure, or finding affordable rental housing.”The $40 million in grants announced on Friday will be completed through HUD’s two-year Comprehensive Housing Counseling Grant Program Notice of Funding Availability (encompassing FY 2016 and FY 2-17). The notice was published on February 18, 2016, and the deadline to apply for a grant is April 4, 2016.Winners of the grant money will use the money to assist homebuyers with navigating through what can be a confusing and difficult process. The grantees also assist families with finding affordable housing and offer financial literacy training to help families who are struggling to repair their credit problems.Much of the housing counseling grant funding is distributed by national and regional agencies to community-based organizations. The housing counseling organizations not only provide counseling to both homeowners and renters, but they assist homeless persons with finding transitional housing as a step toward finding permanent housing. The organizations also provide counseling to senior citizens who are seeking reverse mortgages (home equity conversion mortgages, or HECMs) to convert their equity into income.Other services the housing counseling agencies provide include supporting fair housing by assisting borrowers with reviewing their documentation to avoid potential mortgage scams, unreasonably high interest rates, inflated appraisals, unaffordable repayment terms, or other conditions that can lead to loss of equity, default, or even foreclosure. Foreclosure prevention counseling can help homeowners who are at risk of default to review all their loos mitigation options in order to avoid foreclosure.Click here to view HUD’s new funding announcement. Tagged with: Housing Counseling HUD Related Articles Demand Propels Home Prices Upward 2 days ago Housing Counseling HUD 2016-02-19 Brian Honea Previous: Treasury to Provide More TARP Funds for Hardest Hit Communities Next: The Week Ahead: Will the GDP Bounce Back? The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Brian Honea Servicers Navigate the Post-Pandemic World 2 days agocenter_img Sign up for DS News Daily Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Loss Mitigation, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago HUD Invests Further in Housing Counseling Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribelast_img read more

first_img <a href=”https://www.youtube.com/watch?v=n-LusnuRcLw” rel=”nofollow” target=”_blank”> <img src=”https://img.youtube.com/vi/n-LusnuRcLw/0.jpg” alt=”0″ title=”How To Choose The Correct Channel Type For Your Video Content ” /> </a> Pharmacy on a chipAbout 20 years ago, inspired by a show on making microchips, Langer began to think about how chips could be used to deliver medicines. The chip designed in his lab has small, sealed, drug-containing wells. The chip is implanted under the skin and can be activated by remote control so that specific doses are delivered at different times. Multiple drugs can be put on a single chip, becoming, in effect, a “pharmacy on a chip,” Langer said.The first human trials began two years ago. The chip, which requires a small procedure to implant and which operates via a special communications band established by the government for biomedical devices, could one day help people who forget to take their daily medication or whose drug regimens require periodic injections.Langer said his lab is developing a chip that would hold enough drugs to last for two years, and that Bill Gates hopes they’ll go further. The Microsoft founder and philanthropist has donated $6 million to see if Langer and his fellow researchers can develop a device that can deliver contraceptives over 16 years while being capable of switching off if the woman decides to try to have children.“These are just some of the directions we hope to take in the 21st century,” he said.Langer is also working with colleagues to understand how to manipulate cells and tissues in hopes of healing injuries. His lab has devised ways to coax tissue cells to grow into functional tissues, using 3-D scaffolds that provide initial structure to the cells before dissolving as the tissue forms. In one application, he has been working with the military to grow cartilage to provide cosmetic repairs to soldiers who have lost ears.Another area of study is paralysis from spinal cord injury. One of his graduate students led an effort to develop an implant containing neural stem cells that restored significant function to lab rats whose spinal cords were severed. The work is going into human trials in April.“I expect various iterations,” Langer said, “but it’s the beginning of something.” In Robert Langer’s vision of the future, the paralyzed walk, the sick are healed, the maimed are whole again, and it all happens through bioengineering.Langer, an MIT scientist who runs the world’s largest bioengineering lab, said last week that those dreams aren’t fantasies, but future engineering achievements promised by today’s lab results.The path from lab to consumer is often long and tortuous, Langer acknowledged. The anti-angiogenesis drugs he first worked on as a fellow in the late Judah Folkman’s Children’s Hospital lab in the 1970s took 28 years to reach the market. Still, the overall message from work in advanced bioengineering and biomaterials is one of hope, he emphasized.Langer spoke at the Radcliffe Institute for Advanced Study’s Knafel Center last Thursday. His talk, “Biomaterials for the 21st Century and How They Will Change Our Lives,” examined discoveries at different stages of development, with some closer to market than others. He talked about the development of drugs and of drug delivery systems that improve effectiveness by manipulating how long and where in the body they work. He also touched on recent advances in tissue engineering that have the potential to one day offer alternatives to people injured in accidents and war.Langer, the David H. Koch Institute Professor at the Massachusetts Institute of Technology, holds hundreds of patents and has launched several startup companies based on his work, a strategy he said is aimed at moving discoveries to patients as quickly as possible.Early advances in Langer’s lab involved developing time-release polymers — which some specialists said wasn’t possible — to allow drugs to be released into the body over days, weeks, or months. The technique allows physicians to even out the large medication pulses that occur after an injection or a pill is taken, to maintain a dose of drugs over time. It also protects drugs that are quickly cleared by the body, increasing their effectiveness.Working in the early 21st century with then-fellow Omid Farokhzad, today a Harvard Medical School professor and a researcher at Brigham and Women’s Hospital, Langer figured out how to target drugs to particular tissues. Several drugs based on similar technology are in testing stages and, if approved, would allow minute doses of anticancer drugs, for example, to be delivered directly to tumors, with the intent of both reducing toxicity and increasing effectiveness. Trials so far on more than 100 patients suggest that the method is safe and effective.last_img read more

first_img FacebookTwitterLinkedInEmailPrint分享Public News Service:The West Virginia Legislature has passed a 40 percent cut in thermal coal severance taxes, despite Revenue Department predictions that it would do little to change steam coal’s steady decline.The long-term outlook is no better, said Carey King, a research scientist and assistant director of the University of Texas’ Energy Institute. King said thermal coal, used to generate electricity, has a lot stacked against it. Natural gas is likely to stay cheap and renewables will continue to drop in price, while demand for electricity is flat.King said most coal plants are old, and the cost of a new plant is too big to risk. “‘Big’ means over a few billion dollars,” he said, “and when you don’t have electricity demand increasing, it is hard to commit to large electricity-generation projects, but much easier to commit to smaller projects – like natural gas, wind and solar – and in addition, they’re cheaper, anyways.”The coal industry has argued that lower taxes and less environmental regulation would prompt a boom in mining jobs. According to the state Office of Miners’ Health, Safety and Training, about 8 percent more coal miners are working now than two years ago, although many are producing metallurgical coal for making steel, not thermal coal.Critics have argued that even eliminating severance taxes would not make Appalachian steam coal competitive with coal from mines in the western United States. David Schlissel, director of resource planning analysis for the Institute for Energy Economics and Financial Analysis, said another trend is emerging that will help renewables at the expense of all fossil fuels – huge, grid scale batteries and pumped storage.“And it’s a real game-changer, will be storage,” he said. “There are plans for substantial amounts – California definitely, and New York, I think, is still talking about it. And storage will make it increasingly difficult for coal and natural gas to compete.” He said storage will make the electric grid more reliable, even as it shifts to intermittent sources such as sunshine and wind. As more storage comes online, its price will fall, he said, much like the price of renewables.More: Despite state tax cut, bleak long-term outlook for WV steam coal Experts say state tax cut plan won’t help West Virginia steam coal producerslast_img read more

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first_imgRUMSON – A cold fall morning Saturday, Nov. 16 wasn’t enough to stop hundreds of Rumsonites and friends from coming out to support Rumson PTO’s second annual 1-mile Fun Run and 5K Dawg Dash and Kiddie Dashes. Nearly 400 athletes of all levels registered for the runs that took place around the Deane Porter and Forrestdale schools and Rumson-Fair Haven Regional High School. Over $6,000 was raised by the Bulldogs, according to Tara Harmon, who co-chaired the event with Irene Hall. The money will go toward funding academic enrichment programs and a variety of assemblies for Rumson’s elementary and middle schools. Photos by Patrick Oliverolast_img read more

first_imgIt wasn’t pretty, but it was a win.Carsen Willans and Travis Wellman scored goals to power the Nelson Leafs to a nail-biting 2-1 victory over the Spokane Braves in Kootenay International Junior Hockey League playoff action Tuesday at the NDCC Arena.Nelson leads the best-of-seven Murdoch Division Semi Final series 1-0.Game two is Wednesday at the NDCC Arena.Playing the game without the services of leading scorer Jamie Vlanich and veteran center Linden Horswill, Nelson struggled to find any offence through the first 38 minutes of the contest. That’s when a bad pinch in the Braves defence gave Nelson a 2-on-1 break.With Willans carrying the puck into the Spokane zone, Wellman played the opportunistic winger tapping in a Rayce Miller pass for the game’s first goal.In the third it was Willans’ turn.The diminutive winger skated through the Braves defence before depositing a backhander past a surprised Jon Manlow in the Spokane nets.Nelson then put the game into the hands for netminder Adam Maida, who shutout the Braves for 59 minutes before Sean Collins scored on the power play.Maida is currently riding a three-game winning streak after taking over for injured Brad Rebagliati in the Nelson nets.Nelson out shot the Braves 29-23.Puck drop Wednesday is 7 p.m.ICE CHIPS: Kimberley, Creston, Osoyoos and 100 Mile House all took one-game leads in their respective playoff series as all but one series opened Tuesday in the KIJHL. Beaver Valley hosts Castlegar in Game one of the other Murdoch Semi Final. . . . The loss of Jamie Vlanich and Linden Horswill takes 140-plus regular season points of offence out of the Nelson lineup. Vlanich could be in the lineup for Wednesday while Horswill is possible for Friday when the series shifts to Spokane.last_img read more

first_imgThe Falcons had defeated LVR by a point in the final of the Mount Sentinel Tournament in December.LVR moved the ball up the court early and often to build an early lead against the bigger but slower Falcons of Fernie. On the back of point guard Robby Dixon’s 12 point effort in the first half, the Bombers held a 25-20 lead at the midway break. The Grade 11 Dixon’s production in the second did not slow in second half, scoring 17 of his eventual season high 29 points, leading the Bombers to the 55-43 victory against the east Kootenay rival.Another key to the victory was the Bombers perimeter defense, with great efforts by Dixon, Darian Johnson, and Grade 10 guard Studer, against the poorer-ball handling of the Falcon guards.Behind Dixon’s stand-out effort, Vinnie Watson contributed 10 points, Johnson had seven points, and Kai Shave chipped in 4 points.Dixon was named player of the game.In the afternoon, the Bombers faced off against the Selkirk Storm of Kimberley.LVR handled the Storm easily, cruising to the 56-33 victory, with all eight Bombers seeing significant playing time.Player of the game, Grade 11 Kai Shave, contributed 11 points, six rebounds, three steals, and a blocked shot.Once again, Robby Dixon lead all scorers with 13 points. Watson and Johnson chipped in nine points each, Studer netted six points, and Jake Anderson and Grade 9 Dyllen Dixon scored four points each.Grade 9 Brock Dixon rounded out the scoring with two points. The short-handed L.V. Rogers Bombers got their revenge and the championship during a High School Senior Boy’s Basketball Tournament Saturday in Creston.LVR defeated host Prince Charles Bulldogs 55-51 in the final to capture the  tourney that featured teams from the East Kootenay.”Jake Anderson was named player of the game and (point guard) Eamon Studer was tournament MVP based on his exceptional defense, agressive offensive play, and poise down the stretch,” said Bomber coach Jeremy Phelan.Leading 53-51 in the seasaw contest, Jake Anderson, after collecting a defensive rebound, knocked down a pair of free throws to secure the four-point win.The Bombers were lead in the final game by the performances of Grade 10’s Studer and Vinnie Watson who scored 12 and 11 points, respectively.Anderson finished with seven points and Robby Dixon had six points. LVR opened the tournament with a grudge-match against Fernie Falcons.last_img read more

first_imgAfter weeks of thrilling football action, the semifinal fixtures have been set for the Beterverwagting (BV)/Triumph 8th of May Movement Emancipation Cohesion Football League. Beterverwagting, Mahaica, Mahaicony and Tucville are scheduled to battle to determine who will compete for the grand prize of $350,000.The knockout round concluded at the BV ground with Tucville, Mahaicony and Mahaica registering wins.In the first encounter, Tucville redeemed themselves after they shockingly lost to BV in the previous round. Coming up against Plaisance, the matchup seemed like it would remain locked at nil all, but Tucville secured a breakthrough in the second half. Shemroy Hayles, Joshua Braithwaite and Wayne Barker were Tucville’s scorers collecting one apiece. Despite a lone goal from Plaisance, the matchup was already Tucville’s own.Soon after, Mahaicony took to the field to face off with the St. John Basco Orphanage team. Mahaicony was up by one early on in the matchup, thanks to Rivaldo James’s striking. Long after the second half had started, St. John’s striker Brian Fredericks took the score to one all, but their campaign was crushed by Jason Wrong, who was the hero for Mahaicony in the final minutes.With one more match to go for the night, the semis were already decided, but the encounter still proved to be a thriller for the large crowd. The home team, BV, were paired with Mahaica in what can be considered a great game to close off the round robin stage. In another matchup that seemed to be deadlocked, both teams showcased impressive defensive tactics to restrict the other from scoring. In the second half, Mahaica’s Omari Walcott found the formula for his team, connecting the ball with the back of the net.The match-up went on in similar fashion to the first half, with neither side being able to score.When the semifinals are staged, table topers Tucville will face off with third place Mahaicony, while second place finishers Mahaica take on the home team BV. The four teams will be playing for a chance to win the first place prize of $350,000, second place $250,000 and third place $150,000.last_img read more

first_imgIt’s been quite a year for Fortuna senior Jacob Bernstein.He won an impressive 39 wins on the wrestling mats, helped his team take home a first-ever North Coast Section dual meet team pennant, won an individual and team league title, and made a first career trip to the state tournament.And for good measure, he also got the chance to play the national anthem on the harmonica at a league meet.“I got a harmonica for Christmas and I’m just learning how to play it,” said Bernstein, who was asked …last_img read more

first_imgLATEST STORIES Laos and Brunei wound up with bronze medals.It was the second silver medal for the Philippines in the sport after the team’s second place finish last August 16 in the chinlone (linking) event. FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutout Read Next View comments Kammuri turning to super typhoon less likely but possible — Pagasa Catriona Gray spends Thanksgiving by preparing meals for people with illnesses Sports venues to be ready in time for SEA Games PLAY LIST 00:59Sports venues to be ready in time for SEA Games01:27Filipino athletes get grand send-off ahead of SEA Games03:07PH billiards team upbeat about gold medal chances in SEA Games00:50Trending Articles01:35Panelo suggests discounted SEA Games tickets for students02:49World-class track facilities installed at NCC for SEA Games05:25PH boxing team determined to deliver gold medals for PH03:04Filipino athletes share their expectations for 2019 SEA Games00:45Onyok Velasco see bright future for PH boxing in Olympics02:25PH women’s volleyball team motivated to deliver in front of hometown crowd Typhoon Kammuri accelerates, gains strength en route to PH UPLB exempted from SEA Games class suspension LOOK: Venues for 2019 SEA Games SEA Games in Calabarzon safe, secure – Solcom chief Pacquiao’s new basketball league gets off ground Don’t miss out on the latest news and information. MOST READ Brace for potentially devastating typhoon approaching PH – NDRRMC WATCH: Streetboys show off slick dance moves in Vhong Navarro’s wedding The Philippines bowed to host Malaysia in the final of men’s regu event of sepak takraw in the 2017 Southeast Asian Games Tuesday night at Stadium Titiwangsa in Kuala Lumpur, Malaysia.The Filipinos dropped a 23-25, 13-21, decision to the Malaysians to salvage the silver near the close of the competitions. ADVERTISEMENTlast_img read more