first_imgFirst Mutual Holdings Limited ( listed on the Zimbabwe Stock Exchange under the Insurance sector has released it’s 2012 interim results for the half year.For more information about First Mutual Holdings Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the First Mutual Holdings Limited ( company page on AfricanFinancials.Document: First Mutual Holdings Limited (  2012 interim results for the half year.Company ProfileThe Group has more than a hundred years of serving Zimbabwe by provision of economic dignity though its strategic business units. We have diverse interests in life assurance, health insurance, short term insurance; short term re-insurance; long term re-insurance; wealth management, property sector, funeral services and microfinance housed under the following subsidiaries; First Mutual Life, First Mutual Health, NicozDiamond Insurance, First Mutual Reinsurance, FMRE Property & Casualty (Botswana), First Mutual Wealth Management, First Mutual Properties, First Mutual Funeral Services and First Mutual Microfinance. First Mutual Holdings Limited is listed on the Zimbabwe Stock Exchange.last_img read more

first_imgUchumi Supermarket Limited ( listed on the Rwanda Stock Exchange under the Retail sector has released it’s 2016 abridged results.For more information about Uchumi Supermarket Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Uchumi Supermarket Limited ( company page on AfricanFinancials.Document: Uchumi Supermarket Limited (  2016 abridged results.Company ProfileUchumi Supermarket Limited is a leading retail group based in Kenya offering customers a wide selection of fresh fruit, vegetables, fish, meat, bread and pastries as well as a range of local merchandise which includes appliances and home decor. The group has 20 stores located in major towns and cities in Kenya; including Nairobi, Karatina, Meru, Eldoret, Kericho, Juja, Mombasa and Kisumu. Uchumi Supermarket Limited also has stores in Uganda and Tanzania, and recently extended its footprint to include Rwanda. The company owns and manages Kasarani Mall Limited, a property management subsidiary. Uchumi Supermarket Limited is listed on the Rwanda Stock Exchangelast_img read more

first_imgEterna Plc ( listed on the Nigerian Stock Exchange under the Energy sector has released it’s 2017 interim results for the half year.For more information about Eterna Plc ( reports, abridged reports, interim earnings results and earnings presentations, visit the Eterna Plc ( company page on AfricanFinancials.Document: Eterna Plc (  2017 interim results for the half year.Company ProfileEterna Plc manufactures and sells a range of lubricants and petroleum products aswell as supplies imported fuels for the retail, industrial, agricultural, automotive, marine and energy sectors in Nigeria. The Trading division bulk imports and sells premium motor fuels and automotive gas oil, dual purpose kerosene, base oils, bitumen. low pour fuel oil and crude oil. The company has a technical trading relationship with Castrol BP, leaders in global lubricant technology and specialty chemicals. Through a distributorship agreement, Eterna Plc has exclusive rights to import and market Castrol products in Nigeria and the ECOWAS sub-region. The company has a lubes blending plant with a state-of-the-art laboratory that produces Castrol products as well as a coastal tank farm in Lagos with a capacity of 34 million litres; an aviation depot at Nnamdi Azikwe International Airport in Abuja; a coastal storage facility in Ikot Abasi and Akwa Ibon state and filling stations located in the major towns and cities of Nigeria. The business was established in 1991 as Eterna Oil & Gas Limited and re-registered as a public limited company in 1997. Its head office is in Lagos, Nigeria. Eterna Plc is listed on the Nigerian Stock Exchangelast_img read more

first_imgHooker George Chuter instructs Kettering’s Imran Edwards during the SYS session with Leicester team-mates Marcos Ayerza and Matt Cornwell. Pick up throwing tips by watching Chuter’s video on Deputy Editor Alan PeareyONE OF the many strands to Save Your Season (SYS) is performance analysis. This year’s SYS winners, Kettering, have long watched DVDs of matches, and they once used their acquired knowledge to put the shackles on Cleckheaton powerhouse John Dudley in a play-off match. But the depth of analysis provided by Opta Sports has caused the East Midlands club to re-evaluate their work in this area.“In the past couple of months we’ve put more emphasis on analysis, bringing it more into training sessions,” says director of rugby Doug Bridgeman. “The players now have a DVD to take away and in our Tuesday session we spend half an hour on analysis, looking at parts of the game. Either at our last game or, more usually, at the last time we played the upcoming opposition.”The advantages of such homework can pay handsome dividends on match day. When the Blues played Market Bosworth recently, they had already identified their opponents’ tendency not to compete at the breakdown, the players instead fanning out and leaving a hole at the back of the ruck. Kettering duly went pick-and-go down the middle and scored a try after 90 seconds. When Market Bosworth twigged what Kettering were doing and committed more players to the ruck, the Blues exploited the new-found space out wide. Analysis of Kettering’s own performance in that 45-0 win suggests that lessons learnt from SYS – a performance makeover using the Gatorade Sports Science Institute and Aviva Premiership clubs – are taking effect. In particular, the areas of discipline, lineout efficiency and shared workload showed that massive strides have been made since the club began SYS midway through the season. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALScenter_img The return of key players at eight, nine and 12 after injury has played a significant part, so too the increased availability of outside back Alex Smit, part of the Bedford Blues academy. But much of the progress made can be attributable to a SYS programme that has included visits to Leicester and Northampton for advice on skills and strength & conditioning.The advice of the professionals isn’t just for Kettering’s benefit – you can see a range of skills and exercise videos on the website From scrum technique with Test props Marcos Ayerza and Soane Tonga’uiha to executing overlaps with the Saracens and England backs, you’ll find a heap of tips to help you improve your game.last_img read more

first_imgCopyAbout this officeATELIER 111OfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesPacovHousesCzech RepublicPublished on April 02, 2015Cite: “House for Brother / ATELIER 111” 02 Apr 2015. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – FocusGlass3MInterior Finishes at U.S. Bank StadiumPartitionsSkyfoldMarkerboard Finish for Folding WallsFiber Cements / CementsSwisspearlFiber Cement Cladding Panels in B66 Business CenterMembranesEffisusFaçade Protection – Breather+Metal PanelsSculptformClick-on Battens in WestConnex M8 JunctionPanels / Prefabricated AssembliesBruagBack-Ventilated Facades – CELLONTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea CosmosGlassDip-TechCeramic Printing for Public TransportationAcousticSchöckStaircase Insulation – Tronsole®Porcelain StonewareApavisaSlabs – Wild ForestBulbs / SpotsAmbiance LumiereLighting – ZetaMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Projects Photographs Czech Republic House for Brother / ATELIER 111Save this projectSaveHouse for Brother / ATELIER 111 ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Photographs:  Courtesy of ATELIER 111Save this picture!Courtesy of ATELIER 111Recommended ProductsPorcelain StonewareCosentinoSurfaces – Dekton® Chromica CollectionPorcelain StonewareGrespaniaPorcelain Tiles- CoverlamPorcelain StonewareApavisaFloor Tiles – RegenerationPorcelain StonewareCeramiche KeopeCeramic Tiles – BackText description provided by the architects. The house stands on the edge of the street and solitary buildings, therefore the threshold of old and new in the town of Pacov. Its mass nods the street, extends the street, and terminates it. The building becomes the last, if not the first in the row, of unmistakable individuality.Save this picture!Courtesy of ATELIER 111Its unusual shape is based on the irregular layout of the plot, orientation to the cardinal points, and particularly it is based on the limited size of the plot contrasting with the extensive building program. The house is accessed directly from the street. The main living area – dining room with kitchen on the ground floor and elevated living room accessible by six stairs – is opened into the garden through the large French windows.Save this picture!Courtesy of ATELIER 111Windows are hidden from the street by a fence wall. The second and the third floors are occupied by bedrooms and children’s rooms. Under the living room there is about a half floor down the floor with technical facilities, including a pantry and a cellar. These spaces can be accessed either from the outside or directly from the kitchen unit by a one-armed staircase.Save this picture!First Floor PlanThe garage located on the very edge of the opposite side of the property allows parking up to three vehicles. Still nothing detracts from the garden. The grass roof moving in the sloping garden creates a unique organization towards the house – an artificial mound. This mound becomes a central element of the exterior, the green base for distant roofs of neighboring houses; a place where children like to play.Save this picture!Courtesy of ATELIER 111″The worksite lives. Verča and David are running around. They are enjoying the natural chaos until it is possible. Because then the architect takes the control. He projects a shelter for two cars at the end of the future garden and over half of the land he stretches a driveway. On the rest, he creates an artificial visual landscape and hides the garden behind the walls. One year later: The garden is living. Verča and David are running on the mound, which was piled up by 15 Tatra vehicles. They are sledging. They do not have a clue that there are three cars parked below them. The garage is drilled into the hill, which is cut in the property line so the hill has not reached its peak. Beloved parents are resting down in the valley with a bottle of whiskey on the table and are remembering the hard times. When with the help of children and all their visitors manually stratified soil higher and higher. So now they can get out of the protected seclusion onto the hill and see what is happening in the world. “(Author of the garden Zdeněk Marek)Save this picture!SectionProject gallerySee allShow lessHello Wood Open Call 2015: Project VillageArchitecture NewsHelp Rebuild a.gor.a Architects’ Temporary DormitoriesArchitecture News Share “COPY” Area:  101 m² Area:  101 m² Year Completion year of this architecture project Year:  “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard CopyHouses•Pacov, Czech Republic Architects: ATELIER 111 Area Area of this architecture project Year:  2013 Houses 2013 ArchDaily Save this picture!Courtesy of ATELIER 111+ 19 Share House for Brother / ATELIER 111last_img read more

first_img  20 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. Howard Lake | 30 September 2004 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis In a cost-cutting exercise the Royal Mail has announced that, from 4 October 2004, it will no longer attempt to return undeliverable mail that does not have an external return address on it.If your direct mail appeals do not include an external return address (ERA) on the back, then from this week onwards you might never find out that some of your appeals have not been delivered.Until now the Royal Mail handles 21 million items of mail that are marked return to sender but which don’t have a return address on them. It has always tried to deliver them by getting them opened at a dedicated sorting centre to see if the contents could indicate a sender. From 4 October that service will cease. Advertisementcenter_img The Royal Mail says that the best place to put an ERA is on the back of your mail, in the middle at the top, no bigger than 70mm x 30mm. Royal Mail will destroy undeliverable mail without return addresses Tagged with: Individual givinglast_img read more

first_imgThere are some who say history is written by the victors. I, however, say that history is written not by the victors, but by the rich and powerful. This is particularly true in the case of imperialism, and it is one reason why it has been able to survive into the modern era. Currently in Martinique, there is unrest and anger over the use of a pesticide linked to cancer, called chlordecone. For nearly two decades, this chemical was sprayed over the banana crops of the islands, and now nearly every one of the local residents have traces of it in their blood. ( President Emmanuel Macron has appeared to be outspoken in calling this an “environmental scandal,” and he claims that the French state will take responsibility immediately. However, one must ask: If this were a known carcinogenic chemical, why was it allowed to be used in the first place on crops tended to by the working peoples of Martinique? After all, it was the French Minister of Agriculture, Jacques Chirac, who allowed the use of the chemical in 1972, despite it being recognized as hazardous. The answer is simple: The cruel and cold hand of imperialism decided the health of the citizens of Martinique was worth risking, if using this pesticide would save costs and increase profits. Were this not the case, Macron would not have to claim “responsibility” for such a “scandal,” for there would be no scandal at all. For all their progressive talk, France is still a country steeply involved in the exploitation of less developed countries. As a Vietnamese socialist, I cannot help but feel much empathy for those affected by this chemical used on the banana plantations. Cruelty from French imperialism is something my people can understand on a deep level. Similar to the choices made today in Martinique by French neocolonialism, French rule in Vietnam was motivated by profit, with no care for the health or safety of the colonized. Vietnamese peasant workers were called a derogatory term for Asian laborers and were forced to work on rice plantations in terrible conditions that led to sickness and death on a daily basis. Corporal punishment, outlawed by French colonial rule, was still used by the overseers on my people. It is easy to see a similarity between this and the use of chlordecone on the plantations and peoples of Martinique, despite the pesticide being recognized internationally as a carcinogenic chemical. What then are we as Marxists supposed to take away from this? Imperialism is alive and well in the 21st century, and we must continue to oppose it just like our predecessors did in the past. Whether it be on the battlefield of Dien Bien Phu or on the banana plantations of Martinique, the message is clear: Freedom for the colonized, and down with French imperialism! Comrade Tano is a nonbinary, genderfluid person of Vietnamese descent. They choose to write under this name to protect themselves, while still supporting and celebrating their history as a Vietnamese socialist. FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

first_imgLocal News ECISD logo wide Since its start in February, Odessa High School’s Spanish Honor Society will be a hard act to follow.Yesenia Barajas, a Spanish teacher on campus and the Sociedad Honoraria Hispánica sponsor, said the group was something she’d always wanted to be involved in.“We asked if anyone had had the honor society before. They found some patches from way back, but it’s not a for sure thing,” Barajas said.She added that Midland has offered the program for years.“I’ve always liked being involved with students and activities and just promoting different activities and involving them in different cultural aspects of the language, as well,” she said.The process of starting the OHS chapter took more than a year.“This group of students, they were really pushing for the program because it is something that is amazing to accomplish, especially when you’re at a high school level,” Barajas said.“These students have taken four, five years of a foreign language. They sometimes even take another foreign language on top of that since they’re done with Spanish …” she added.Students don’t have to be of Hispanic or Latino background to join. They just need to have a passion for the language, “really want to promote it,” and show their passion and love for the culture, Barajas said. This first year, Barajas said, 33 students were inaugurated.“It was a great number. I talked to some teachers and their first year of inauguration, they inaugurated four to 10 members. So having 33 students, you can see how the passion was here; it just need to get going,” Barajas said.But students also have to have to maintain good grades.“It is an honor society, so just like the National Honor Society, they have to have an honors GPA. They do have to — do have so many hours of community service,” Barajas said. “Community service is not just anywhere. Community service has to be specifically targeted to the promotion, or the helping of the language.”They can volunteer at language fairs, the Cinco de Mayo celebration, tutor students who are in Spanish language classes, she added.Since the chapter became official in February, Barajas required five hours of community service. Next year, it will be 15 to 20 hours.“We’re forming our committees, so we’re still trying to decide whether it’s going to be 15 or 20 hours. The GPA, if they are an honors student, has to be at least 3.5 and for non-honors at least 3.0,” Barajas said.“Before we started with the honor society, we actually had a Spanish club that we were trying to get going while we got around with the forms and asking permission and actually getting accepted into the honor society as a chapter. The kids were ready for something like this,” she said.She noted that it is a nationally recognized program.Barajas added that there Spanish-speakers in Odessa are from a variety of countries, such as Cuba and Puerto Rico.“… We want to open it up to so they learn about those other cultures, as well,” Barajas said.Eighteen-year-old senior Laisha Ramos said Barajas got her thinking about the Spanish Honor Society and it seemed like a good idea, so she decided to join. “… Since we’re the first group, we’re trying to set some high expectations for next year’s group. Knowing that I’m going to be graduating, I want to set a high standard next year and just make sure it keeps going on every year” Ramos said.The students also want to see it continue for years to come.Seventeen-year-old junior Raul Nevarez became part of the National Honor Society this last semester. He’s the first vice president of the society.“And when Ms. Barajas proposed the idea of forming one for Hispanics, it made me feel like we needed it because this is a more Hispanic school than other ethnicities. I decided it would be important to have a way to represent the majority here at the school and to honor people that are Hispanics,” Nevarez said.Chapter Historian Lluvia Del Hierro, a 16-year-old junior, said she didn’t just want to become a member of the society, but an officer.She also is in the National Honor Society.“I thought it would be really cool to be part of something brand new here at OHS. …,” Del Hierro said.“Being part of this, my parents can know more and be part of it more. Since Spanish is my first language, it’s awesome to know that I get to study it more and get some praise from it and it looks really good on college applications, too,” she said.“It’s very exciting. I didn’t think I would do something special like this in my high school career … so it’s awesome,” she added. TAGS  By Digital AIM Web Support – February 24, 2021 Facebook Facebook Twitter Pinterestcenter_img WhatsApp WhatsApp Twitter Pinterest OHS Spanish Honor Society students want to leave a legacy Previous articleNUGGETS: Faith is InvisibleNext articleMacie Bunyan Digital AIM Web Supportlast_img read more

first_img Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / The Tappable Equity Slide Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Tagged with: Black Knight Delinquency Equity Foreclosure Mortgages About Author: Seth Welborn The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Thirty-year fixed mortgages fell to their lowest point in over a year, and tappable equity has fallen for the second consecutive quarter, according to the latest Mortgage Monitor report from Black Knight. Black Knight notes that the decline in equity shouldn’t impact the market as a whole.“After reaching a high of $6.06 trillion in Q2 2018, tappable equity has since fallen by $348 billion, with $229 billion of that total coming in the fourth quarter alone,” said Ben Graboske, President of Black Knight’s Data & Analytics division. “Once again, the decline is being driven by falling home prices in some of the nation’s most expensive markets. In California—where the average home price fell by $14,600 over the last six months of 2018—tappable equity fell by more than $200 billion over that same time period, making up more than 60 percent of the total national decline. Keep in mind, though, that despite this pullback, California continues to hold 37 percent of all the tappable equity in the country, and six-and-a-half times as much as Texas, the next closest state. It’s also important to note that upwards of 80 percent of the national equity loss was among homeowners who had more than 20 percent equity in their homes. So while the decline does reduce the borrowing power available to these homeowners, it does not represent a significant increase in equity stress on the market as a whole.”“The fact is,” Graboske continues, “homeowners have been tapping equity less and less.” According to Graboske, equity withdrawals were down 16 percent year-over-year in February,Black Knight also found that total foreclosure starts declined in February, down by 19.5 percent, a slightly stronger decline than the 10-year 14 percent month over month average. However, Black Knight notes that delinquencies have increased in February, the first increase for the month in 12 years, and only the second such increase in 15 years, including 2008-2010 when double-digit annual increases were the norm. Related Articles Share Save in Daily Dose, Featured, Market Studies, Newscenter_img Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Previous: Recognizing the Mortgage Industry’s Women Leaders Next: Why Aren’t Gen Xers Downsizing Their Homes? Black Knight Delinquency Equity Foreclosure Mortgages 2019-04-01 Seth Welborn The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago The Tappable Equity Slide Governmental Measures Target Expanded Access to Affordable Housing 2 days ago April 1, 2019 1,340 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribelast_img read more

first_imgHomepage BannerNews Gardai seek assistance with a number of investigations DL Debate – 24/05/21 WhatsApp Google+ Arranmore progress and potential flagged as population grows Twitter Gardai in Milford are investigating a burglary at Kindrum, Fanad at some time between last Wednesday night and early on last Thursday afternoon.Copper pipes and a cylinder were removed, causing substantial water damage in the process.Garda Grainne Doherty outlined what happened during the Community Garda Slot on today’s Nine til Noon Show…………Audio Player Up/Down Arrow keys to increase or decrease volume.Gardai are also investigating an incident of criminal damage at a Coillte forestry in Mongorry, Raphoebetween Monday and Wednesday of last week.The front entrance was damaged, and a burnt out car was found at the rear of the forest.Meanwhile, Gardai are investigating the theft of three electricity poles outside Dungloe the weekend before last.Garda Grainne Doherty says this will have been a cumbersome operation, and someone may well have seen something…………..Audio Player Up/Down Arrow keys to increase or decrease volume. Previous articleLeader funding announced for a number of projectsNext articlePower outages affecting parts of Donegal News Highland WhatsApp Important message for people attending LUH’s INR clinic Loganair’s new Derry – Liverpool air service takes off from CODA center_img Pinterest Pinterest News, Sport and Obituaries on Monday May 24th Facebook RELATED ARTICLESMORE FROM AUTHOR Nine til Noon Show – Listen back to Monday’s Programme By News Highland – December 10, 2019 Facebook Google+ Twitterlast_img read more